Mary Jo Wiggins
University of San Diego

Professor of Law, University of San Diego School of Law. B.A., Smith College, J.D., The University of Michigan Law School. I would like to thank the participants at the Cegla Center’s Conference on Personal Bankruptcy in the 21st Century at the Tel Aviv University School of Law. I benefited from comments made by participants at that conference. I would also like to thank Roy Brooks and Ed
Ursin for helpful insights. Kristy Chan and Stacey Lang provided excellent research assistance. Thanks also to the University of San Diego School of Law Summer Research Grant Program for providing research support.